Transparency

Fee Schedule

Applicable fees are disclosed before you confirm any action or transaction. Fees vary by product, region, and program partner. Fee amounts are disclosed at onboarding and may vary by program partner.

Card Issuance

Fee TypeAmountFrequency

Virtual card issuanceSubject to program termsPer card

Physical card issuanceSubject to program termsPer card

Card replacementSubject to program termsPer replacement

Account & Maintenance

Fee TypeAmountFrequency

Monthly platform feeDisclosed at onboardingPer month

Inactivity feeSubject to program termsAfter 90 days of inactivity

Account closureNo feeOn request

Transactions

Fee TypeAmountFrequency

Domestic transactionSubject to program termsPer transaction

Foreign currency conversion (FX)Markup % disclosed at onboardingPer transaction

ATM withdrawalSubject to program terms + network feePer withdrawal

Declined transactionNo fee—

Transfers & Funding

Fee TypeAmountFrequency

Account funding (bank transfer)Subject to program termsPer transfer

Outbound transferSubject to program termsPer transfer

Important Disclosures

All fees are subject to change with prior notice as required by applicable law. Fees will be disclosed to you before you confirm any action or transaction on the platform.

Foreign exchange (FX) conversion fees apply to transactions conducted in a currency other than your account currency. The applicable FX markup percentage will be disclosed at onboarding and may be updated with notice.

Products and services are subject to eligibility, availability, and applicable fees. Availability and features may vary by region and program partners.

Compliance Disclosure

Cards are issued through licensed program partners in accordance with applicable card network agreements. All applicants are subject to identity verification in accordance with applicable regulations.