Legal
Privacy Policy
This policy describes how Layer Two collects, uses, and protects personal information. Last reviewed: 2026.
Contents
Introduction
We process personal information responsibly and in accordance with applicable privacy and data protection requirements. This policy describes how we collect, use, and protect your information when you access Layer Two services. Some services may be provided by or through program partners and may involve additional privacy notices.
Data Controller
Layer Two is the data controller responsible for personal information collected through this platform. Our registered address is 168 Robinson Road, #12-01, Capital Tower, Singapore 068912. For privacy-related inquiries, contact us at support@layertwosolution.xyz.
Data We Collect
IdentityName, address, date of birth — collected during account creation and identity verification.
BusinessCompany name, registration number, role — required for corporate account verification.
FinancialTransaction data, card usage records — required to provide payment services.
TechnicalIP address, browser type, device identifiers — collected automatically via platform use.
CommunicationsSupport interactions and correspondence — retained for service continuity.
How We Use Data
Service deliveryProcessing transactions, managing accounts, and providing platform features.
ComplianceMeeting applicable legal and regulatory obligations.
Fraud preventionDetecting and preventing unauthorized access and fraudulent activity.
CommunicationAccount notifications, product updates, and support responses.
Platform improvementAggregated usage analysis to improve features and performance.
Legal Basis
ContractProcessing necessary to provide the services you have requested or to take steps before entering a contract.
Legal obligationProcessing required to comply with applicable laws and regulatory reporting obligations.
Legitimate interestsProcessing for fraud prevention, platform security, and service improvement where our interests do not override your rights.
ConsentWhere we rely on your consent (e.g., marketing communications), you may withdraw it at any time by contacting us.
International Transfers
Your information may be transferred to and processed in countries other than Singapore, including countries where our service providers or program partners operate. Where such transfers occur, we take steps to ensure appropriate safeguards are in place in accordance with applicable data protection law, such as standard contractual clauses or equivalent mechanisms.
Security
We employ industry-standard technical and organizational measures to protect your information from unauthorized access, disclosure, alteration, or destruction. No system is completely secure. We cannot guarantee absolute security and accept no liability for breaches outside our reasonable control.
Retention
We retain personal information for as long as necessary to provide services and comply with legal obligations — typically for a period of five years after the business relationship ends, or longer if required by applicable regulation.
Your Rights
Depending on your jurisdiction, you may have rights to access, correct, delete, restrict processing, or transfer your personal information. To exercise these rights, contact us at the address below. We will respond within the timeframe required by applicable law.
Children's Privacy
Our services are intended for businesses and adult professionals only. We do not knowingly collect personal information from individuals under the age of 18. If you believe we have inadvertently collected information from a minor, please contact us immediately and we will take steps to delete it.
Policy Updates
We may update this Privacy Policy from time to time. We will notify you of material changes by posting the updated policy on our website with a revised review date, and where required by law, by direct notification. Continued use of our services after the effective date of changes constitutes acceptance of the updated policy.
Contact
For privacy inquiries or to exercise your rights, email us at the address below. We aim to respond within 30 days.
Questions
For any privacy-related questions, contact support@layertwosolution.xyz.
Related Policies
Layer Two is operated by LAYER TWO PTE. LTD. Cards issued through licensed program partners. Availability varies by region and partners.